I was absolutely terrible with our finances when I was in my teens and 20s. In fact, most of my Friday paychecks were blown at the Mall of America leaving me with little to nothing come Saturday. What I know for sure as a part is that I do not want the same for my kids. If I am able to prevent them from any financial slip-ups then I have done my job. With my younger two, it has been easy and I hope they get a firm grasp on money by adulthood. For our teenager however, it has been more of a hustle. Trying to instill in her as much as I can before she flies the coop. If you find yourself in that same boat, I’ve got great tips for setting your teen up for financial success.
Tom and I ended our 2017 by joining Financial Peace University. It was by far one of the best decisions I ever made. For the first time in my life I finally felt like I had a good grasp on money and was prepared to do anything I could to get more of it. Not so I could buy super expensive things, but so we can live with total financial freedom, travel more and all around live the lives we want to live. Now that I have changed my money mindset, I seem to keep finding ways to get more money in our pockets. So here are 33 ways to have more money and most of them don’t require much from you at all!
Often times when people hear that I’m a minimalist they assume I am a hippy who lives entirely off the earth in a corn fueled van and I have renounced all my possessions. I have tried to be quite clear that minimalism to me is about simply clearing the clutter to get back to what’s really important. Despite my efforts, some people will never understand; and I’m ok with that. Beyond clutter and possessions, there is something much deeper that is plaguing the entire world now more than ever: depression. Minimalism for me has never been solely about stuff or what I own. It runs deeper than that, to a place that no one can see. After our family moved from a townhouse into a large 3,400 square foot home we never could have imagined that this big upgrade in life would actually start tearing us apart. You can read the full story about our downsize here: How Downsizing Changed Our Family. I touch a bit on why we decided to downsize and what went down to make it happen. Today I want to reflect after a year and a half, get really honest and break down for you exactly what has changed in our lives for the better since the day we ditched the big house for a tiny “starter home.” Basically how downsizing helped our family overcome depression, avoid divorce and reunite us as a whole.
In my post How Our Family of 5 Eats Healthy for $100 a Week I touched a little on how we cut back on our meat consumption not only to benefit the environment and our health but to also cut back on our grocery bill. Well, I wanted to really break it down and show just how big of an impact less meat can make. Not only are these frugal, healthy and hearty meals; they also leave you with plenty of leftovers and are fairly easy to prep. Yes, they will take some prep time and a few hours in the kitchen but it will also give you back all of your time during the week and make getting dinner on the table a quick, easy and less-stress-mess. For even less-stress in the kitchen and at the grocery store check out the $5 Meal Plan Here is your guide to 5 frugal family meals to make with only one turkey!